I'm still on the school kick.

It is not just the poor kids that are left out of an education.  I worked the window at the post office in our town for years.  We have a college here.  We always taught many freshman how to write a check and how to balance that checkbook.  I have actually had them come to my window and ask if I would help them balance their checkbook.  These were not kids on scholarships either.  These kids came to college in expensive cars with credit cards and checking accounts.  Mama and Daddy brought them to school, got them an apartment, set them up with all the amenities of housekeeping.  They didn't know how to cook.  They didn't know about responsible drinking.  They didn't know how to study.  They were just dropped there and expected to know all this without anyone teaching them.  I found this so sad.  One girl whose father had set her up in such a manner just wrote check until they bounced.  Then she took her next month's allowance and opened a new checking account.  Wrote checks on it till they were bouncing.  He finally came and got her.  She had 9 checking accounts with around 30 bad checks.  But no one taught her how to handle money.