Adulting continued

 So steps to take:

Learn how to set up a checking and savings account.  

Learn how to keep that checking account balanced and know what you have in that account at all time.  Never overdraw that account.  It hurts your financial record.  

If you get a credit card, pay it off every month.  If you can't pay cash for it, don't charge it.  

Practice setting up a budget.  Practice until you are comfortable with this.  

Pay yourself first.  When that paycheck comes,  treat savings as a bill you have to pay.  Try to save 10% of what you bring home.  That may be difficult at first depending on where you live.  Some areas have such low minimum wage, it makes it very difficult to save. Once that money is in savings, try your level best to not touch it except for emergency.  

Pay your bills on time.  Always.  

If you can't afford a car and you need it to get to work, factor in Uber or ride the bus.  

Be your own cheerleader.  You are your own corporation.  You are loyal to you.  Sure that employer gave you a job, but you made him a good employee so if something better comes along, go for it.  You don't owe that employer anything but a two week notice.  And always be looking for a better job, a better deal.  If you start saving as soon as you get your first job, you will be fine in life.